Tuesday, November 10, 2026

Karen Hiller — background dossier

Topeka City Council, District 1. Compiled 2026-11-11 (America/Chicago). Sourced facts only; claims that could not be verified are marked. Companion file: coverage-log.md.

Who she is now


Karen A. Hiller is the nonpartisan District 1 member of the Topeka City Council, first elected April 7, 2009, and now in her fifth term (sworn in January 6, 2026; term ends January 8, 2030). Official assignments as of this compilation: Public Health & Safety Committee chair; Topeka Development Corporation board; Greater Topeka Chamber board (mayor’s designee); JEDO voting member. City email khiller@topeka.org; (785) 232-2917. Council pay is $20,000 a year by ordinance. Campaign site: hillerfortopeka.com; Facebook: facebook.com/hillerfortopeka.


District 1 is downtown and the close-in central neighborhoods. WIBW’s 2025 election story listed downtown, Ward-Meade, Kenwood, Potwin, Auburndale, Tennessee Town, Holliday Park, and Central Park. Her campaign site adds the heritage industrial district, riverfront, churches, schools, historic sites, and several high-rises.


She was deputy mayor until April 5, 2016, when the council elected Michelle De La Isla to succeed her (WIBW). She has not been deputy mayor since.

Earliest appearance in Topeka / housing news


The earliest dated publication retrieved that carries her name is HCCI’s Kansas Tenants Handbook, copyright 1985, 1990, 1994, 1996, 1999, and 2003. The December 2003 edition is signed “Karen A. Hiller, Executive Director & Author” (PDF).


The earliest press/magazine article retrieved in this sweep is Shelterforce, Nov. 1, 2005: “Karen Hiller was a staff member of the Topeka Housing Information Center. It became Housing and Credit Counseling Inc., where Hiller is now executive director.” The piece also quotes her on recruiting a new generation of housing advocates. Digitized Capital-Journal clips from the 1970s–1990s were not retrievable here (paywall/microfilm). Local coverage almost certainly exists earlier than 2005; it is not in this file.


In a Feb. 25, 2020 National Park Service oral history, she said she has lived in Topeka since 1974 (NPS).

Background before council


    •


    Move to Topeka / start of career (1974): Self-reported on LinkedIn and consistent with the NPS interview and Shelterforce: she began in 1974 as a VISTA volunteer working with public-housing tenants at the Topeka Housing Information Center, which became Housing and Credit Counseling, Inc. (HCCI).

    •


    HCCI (1974–2007): LinkedIn and later Capital-Journal profiles say she became executive director in 1982 and retired in December 2007 after about 34 years, 25 as director. She authored the Kansas Tenants Handbook and (per LinkedIn) the Kansas Landlords Handbook; LinkedIn also credits her with helping develop the TOTO homebuyer program and serving on Federal Reserve Bank of Kansas City and Federal Home Loan Bank of Topeka advisory boards. Capital-Journal (Jan. 15, 2013) independently recites the 34-year / 25-year-as-director figures. In February 2026 HCCI merged into Money Management International; Hiller confirmed the merger to the Capital-Journal and said she would look into the operational change (story).

    •


    Neighborhood work: Campaign materials (her own account) credit pre- and early-council work with the Topeka TurnAround Team on the Aaron Douglas Mural, Aaron Douglas Art Fair, and Washburn-Lane Parkway lighting, and describe Leadership Topeka, class of 2004. After Sumner Elementary was sold in February 2009, she helped form what is now the Brown v. Board Sumner Legacy Trust (NPS interview).

    •


    Education: Self-reported on LinkedIn only (no independent university confirmation in this sweep): Iowa State University, 1970–1974, B.S. in Distributed Studies (psychology, sociology, family environment).

    •


    Family (self-described): Homeowner; three sons, Bryan, Michael, and Neil, all Topeka High graduates; four grandchildren. 2013 Capital-Journal listed a home at 1018 S.W. Lane. Campaign age markers (59 in January 2013; 63 in November 2017) imply a birth year around 1953–54.


Elections and tenure


Nonpartisan District 1. Tenure: April 2009–present, about 17 years 7 months as of November 2026, now in a term that runs to January 8, 2030.

Year Date Type Result (official unless noted) Source

2009 Mar 3 Primary Hiller 545; Shawn S. Leisinger 231; David A. Brown 50; Tim Lloyd 30; Toni Wash 28; Jamie Eldringhoff 9

Shawnee Co.

2009 Apr 7 General Hiller 983 (56.92%); Leisinger 695 (40.24%); Brown 45; write-ins 4

Shawnee Co.

2013 Apr 2 General (no primary) Hiller 682; Matt Bevens 411

Shawnee Co.

2017 Nov 7 General Hiller 882 (73.3%); Lanell Griffith 318 (26.4%) — final unofficial, Capital-Journal CJOnline

2021 Nov 2 General (primary canceled) Hiller 731 (74.4%); Lindsay Jackson 242 (24.6%, unofficially withdrew); write-ins 9 Ballotpedia

2025 Aug 5 Primary Hiller 377 (45.1%); William Naeger 200 (23.9%); Jolie Lippitt 120; Brendan Jensen 69; Tyler Jaggers 52; Eli Bohannan 18 Ballotpedia

2025 Nov 4 General Hiller 712 (50.6%); Naeger 681 (48.4%); write-ins 15. Margin: 31 votes. Election-night unofficial was 691–654 (WIBW). Ballotpedia; WIBW


The 2025 race is the only close general election in this record. After 12 years of 70%-plus wins, she needed a 31-vote certified plurality to start a fifth term.


Municipal campaign-finance filings were not comprehensively located in this sweep.

Legislation, ordinances, resolutions, and initiatives she sponsored or championed


Documented as lead, co-lead, introducer, or clearly associated in contemporaneous coverage or official dockets:


    Animal-control ordinance (Sept. 29, 2010) — Crafted with Hiller, staff, and a citizen committee; passed 9-0. Ended breed-specific pit-bull licensing; allowed sterilized, vaccinated, ear-tipped feral cats. City attorney estimated about $30,000 a year in savings (CJOnline).


    DREAMS / NIIP (introduced as an alternative to SORT; first awards 2022; 2025 funding $3.36 million) — LinkedIn and Capital-Journal credit her with working with neighborhoods to develop the program. Council approved first-round awards of about $4.36 million over three years in fall 2022 (WIBW; city program page). March 18, 2025: additional DREAMS allocations approved (This Is Topeka).


    Changing Our Culture of Property Maintenance (five-year initiative, launched ~2022; ongoing as PHS chair) — Co-led with Valdivia-Alcala. Includes code-enforcement culture change, paid and volunteer mowing, and later pest-elimination code work (CJOnline, June 27, 2022; city CCPM page). A October 23, 2024 PHS agenda lists an ordinance introduced by the committee (Hiller, Valdivia-Alcala, Banks, Duncan) on pest-elimination responsibilities.


    Brown v. Board Sumner Legacy Trust — She helped create the nonprofit after Sumner’s 2009 sale (NPS oral history).


    District event resolutions (2026 example) — April 21, 2026 consent agenda: resolution introduced by Hiller granting a noise exception for the Celtic Fox and a special-event approval for Tap That Beer Festival; she moved the consent agenda (9-0).


    Self-described but not independently docketed in this sweep (treat as her account, not confirmed roll-calls): Landmarks rewrite, council rules, social-services funding process, Google/JEDO 2009, half-cent sales-tax street planning, complete streets/bikeways, brick streets and sidewalks, District 1 Crime Summit, special committee on police and community, riverfront, cash-financing advocacy (LinkedIn; campaign about).


Proposed but not enacted as her standalone measure: March 18, 2025, she suggested a 0.05% sales tax (~$2 million/year) to support the Housing Trust Fund. The half-cent “public safety, housing, and homelessness” sales-tax ballot discussed February 4–11, 2025, was not sent to voters as drafted. In September 2025 she offered, then withdrew, a ~$700,000 2026-budget amendment (cuts and revenue items including Lexipol studies, a property-tax rebate program, a duplicate PARS grant, and historic tax-credit revenue).

Notable votes and positions (2024–26)


    •


    Budgets / taxes: Opposed the 2025 operating budget’s use of reserves for a multi-million-dollar deficit. Voted no on the 2026 budget (8-2 with Michelle Hoferer). Public comments emphasize balancing the budget, protecting core services, and avoiding tax increases. WIBW’s Sept. 15, 2026 story on the 2027 budget ($10 million in cuts, mill levy not raised) does not isolate her roll-call.

    •


    Camping / homelessness (Feb. 4, 2025): Sole no on tightened camping rules (private-property 10-day limit; changes to “public infrastructure” buffers). Cited confusing language and harm to people temporarily living in vehicles.

    •


    Developer incentives: Generally yes. March 18, 2025: yes on Lauren’s Bay RHID / development agreement, including forgiveness of past-due specials (Valdivia-Alcala and Banks no). April 21, 2026: yes on Capital City Townhomes TIF + 20-year 95% NRP rebate (unanimous that night). Questioned, but still advanced, a public hearing on Windward Estates market-rate RHID ($1,500–$1,750 rents). Promoted Union at Tower (affordable) and Project View (192 market-rate downtown units) as “our developments.”

    •


    Hotel Topeka: As TDC secretary she has been inside the ownership/O&M discussion. December 2024: told KSNT the city should recoup its investment if possible. April 2025 Hotel O&M funding passed with Valdivia-Alcala and Banks opposed. September 2025: 8% transient-guest-tax increment ordinance passed 9-1 (Valdivia-Alcala no) to help recover a city investment reported around $17.7 million over ~30 years, plus CID revenue.

    •


    Data centers (Aug. 11, 2026): Yes on tightening the moratorium to block utility hookups inside and outside city limits (10-0). Only no on referring data-center work to a new Committee of the Whole.

    •


    Prairie Band lawsuit (Aug. 11, 2026): Yes, 8-2, to intervene in federal litigation over 1846 reservation boundaries that could cover land west of Gage Boulevard.

    •


    Landlord registry (June 30, 2026): As PHS chair she stopped a committee vote that at least three of four members had voiced support for, saying the meeting was discussion-only and the city manager would take the pilot to the full council. As of later 2026 reporting, the full council had discussed the registry but had not adopted it.


37th and Gage: No sourced lead role. That commercial/housing activity sits in southwest Topeka, not in the District 1 neighborhood list above. The 2022 White Lakes / South Topeka TIF (near 37th) passed 8-0; a 2026 low-income apartment IRB at 37th and Gage was a county action.

Scorecard (evidence-based, blunt)


Accomplishments with a paper trail


    •


    Longevity and constituent machinery: five terms, committee chairmanships, deputy mayor (2015–April 2016), and a reputation—even among opponents—as the council’s process and policy regular. She still wins, but no longer easily.

    •


    Durable policy products: the 2010 animal ordinance; DREAMS as the successor to SORT with multi-million-dollar neighborhood awards; a still-running property-maintenance initiative she co-launched; and a documented role in the Sumner/Brown v. Board legacy effort.

    •


    Pre-council housing institution-building is real: decades running HCCI, handbooks still in circulation, and national recognition in Shelterforce (2005). That is the core of her public identity.


Failures, strains, and politically usable facts


    •


    Electoral vulnerability is no longer theoretical. Certified 2025 result: 712–681, 31 votes, 50.6%. After blowout wins in 2017 and 2021, a first-time challenger (Naeger, public defender and Planning Commission chair) nearly ended a 16-year incumbent. That is the sharpest political fact in this file.

    •


    Fiscal record is mixed and, to a critic, contradictory. She votes no on budgets she says lean too hard on reserves, then offers only modest, withdrawn amendments. She talks “balanced budget” and “no tax increases” while also floating a new 0.05% housing sales tax and sitting on a board that has poured millions into Hotel Topeka with a decades-long recoup plan. She did not stop Lauren’s Bay specials forgiveness or the Capital City Townhomes 20-year rebate.

    •


    Housing brand vs. housing results. She is the former tenant-counseling director and PHS chair, yet in June 2026 she blocked a committee vote on a landlord-registry pilot that colleagues wanted to send forward. Mainstream coverage does not establish a legal conflict; it does show delay. Affordable-housing advocates (Topeka JUMP and others) have spent years arguing the Housing Trust Fund and inspections have moved too slowly—on a council where she has been a constant.

    •


    Hotel Topeka and incentive deals are a running liability for anyone who voted with the majority. She is not the loudest defender, and she talks about recouping money, but the roll-calls put her with the yes votes, not with Valdivia-Alcala and Banks.

    •


    Camping ordinance: a clear, lonely dissent that will please advocates and irritate residents who wanted tighter unsheltered-camping rules.

    •


    No comprehensive public campaign-finance dossier was found in this sweep—itself a monitoring gap, not proof of a clean or dirty committee.


Bottom line: Hiller is a long-tenured central-city incumbent whose strongest years were the easy re-elections and the animal-code / DREAMS / property-maintenance work. The last 12 months show a narrowed mandate, no votes on back-to-back budgets, continued yes votes on tax-incentive packages, and a chair’s-privilege slowdown of a rental registry. That is the record, not a theory.

**The “but-for” discussion in the LPA audit is limited and cautious.**

In the October 2024 Kansas Legislative Division of Post Audit report *Estimating the Economic Impacts of Tax Increment Financing Districts* (R-24-012), the auditors addressed the “but-for” concept directly while explaining their methodology on costs.

They described the “but-for” percentage as an estimate of how likely it is that a given development would have happened without the public incentive. They noted that the economic rate of return on a city’s costs is tied to this percentage. They then stated that accurately estimating it is very difficult and requires substantial amounts of data. More importantly, they concluded that whether development would have occurred in any individual TIF district is an inherently unknowable question, because it depends heavily on the private business decisions of the developers themselves. For those reasons, the auditors said they did not analyze the “but-for” percentage for the audit question they were answering.

That is the full extent of their treatment. They recognized the concept, flagged the practical and conceptual problems with measuring it, and chose not to attempt the analysis. The report does not contain a finding that any specific Topeka project failed or passed a but-for test, nor does it recommend that cities adopt or abandon local but-for requirements. It simply records that the core counterfactual is hard to measure and, for individual projects, unknowable on the available evidence.

This is the language that has been used in the local discussion: the state’s nonpartisan auditors looked at the same idea Topeka requires private applicants to document (and pay a consultant to produce) and decided it was not something they could reliably quantify. Kansas law does not mandate a but-for test for TIF, CID, or RHID; Topeka added it through local policy.

Full report: 

https://www.kslpa.gov/wp-content/uploads/2024/10/B01.01-Final-Report-1.pdf  


Library page: 

 https://www.kslpa.gov/audit-report-library/estimating-the-economic-impacts-of-tax-increment-financing-districts/


 

https://share.google/aimode/iNEpqSuNBw9PZT1Xj

US bond yields surged after the October inflation report because consumer prices rose faster than expected, prompting investors to wager that the Federal Reserve will raise interest rates more aggressively at its December meeting. [1] (https://beinsure.com/news/us-treasury-yields-surge-as-cpi-inflation-exceeds-forecasts/), [2] (https://www.thestandard.com.hk/finance/article/348106/Yields-jump-as-consumer-price-inflation-in-October-beats-economists-expectations)
The Consumer Price Index (CPI) increased 0.4% in October, landing above the 0.3% forecast by economists. While this marked a slight deceleration from September’s 0.6% pace, core inflation (excluding volatile food and energy costs) remained persistent at 0.3%. This sticky inflationary data immediately triggered a bond market sell-off, pushing yields sharply higher across all maturities. [1] (https://www.wsj.com/articles/10-year-treasury-auction-needs-price-concession-for-smooth-absorption-58297cbc), [2] (https://finance.yahoo.com/video/treasury-yields-jump-inflation-fuels-161002514.html), [3] (https://beinsure.com/news/us-treasury-yields-surge-as-cpi-inflation-exceeds-forecasts/), [4] (https://www.thestandard.com.hk/finance/article/348106/Yields-jump-as-consumer-price-inflation-in-October-beats-economists-expectations)
The swift spike in Treasury yields was driven by three primary catalysts:
• Escalating Fed Rate Bets: Prior to the release, traders were already factoring in a hawkish stance from policymakers. Following the hot report, futures markets began aggressively pricing in tighter financial conditions, with growing speculation that the central bank could implement a larger-than-usual 50 basis point interest rate hike at its December 8–9 session. [1] (https://www.thestandard.com.hk/finance/article/348106/Yields-jump-as-consumer-price-inflation-in-October-beats-economists-expectations), [2] (https://beinsure.com/news/us-treasury-yields-surge-as-cpi-inflation-exceeds-forecasts/)
• Validation of Hawkish Fed Guidance: The hot inflation print directly validated recent warnings from Federal Reserve Governor Christopher Waller. Waller had explicitly stated that if core consumer prices rose by 0.3% or more, an upsized half-point rate increase would be firmly on the table for December. [1] (https://www.thestandard.com.hk/finance/article/348106/Yields-jump-as-consumer-price-inflation-in-October-beats-economists-expectations)
• Shorter-Term Policy Repricing: The 2-year Treasury note, which is highly sensitive to imminent changes in central bank policy, suffered the sharpest initial blow. Its yield jumped over 14 basis points to 4.691% as investors abandoned expectations of a near-term monetary pause. Concurrently, the benchmark 10-year Treasury yield surged by roughly 7 basis points, pushing toward 4.934% and intensifying pressure across broad equity markets. [1] (https://beinsure.com/news/us-treasury-yields-surge-as-cpi-inflation-exceeds-forecasts/), [2] (https://www.thestandard.com.hk/finance/article/348106/Yields-jump-as-consumer-price-inflation-in-October-beats-economists-expectations)
If you would like to explore the broader market fallout, let me know if I should detail:
How this yield spike is impacting major stock indexes and tech valuationsThe ripple effect on mortgage rates and consumer borrowing costsThe baseline economic projections leading into the December FOMC meeting


Henry McClure  
785.383.9994
sent from mobile 📱
time kills deals

Top Views

Kevin 

My blog has blown up and out of 55K views in the last seven day you are #1

Thanks 




H

Henry McClure 
Time Kills Deals 
762-291-2765 

444

RE: public comment

Henry,

 

This email confirms you are signed up to speak under Items 5A. Ardmore Walk Addition No. 1 RHID and  6. General Public Comment at the November 10, 2026, Governing Body meeting. The meeting begins at 6:00 p.m. in the City Council Chambers located at 214 SE 8th Street, 2nd Floor, Topeka KS. 

 

You will have 4 minutes to address the Governing Body for each item.

 

Per Governing Body Rule 5.5, public comments are limited to topics directly relevant to the business of the Governing Body.  Comments pertaining to personnel and litigation matters are not allowed.

 

Procedures for Addressing the Governing Body In accordance with Governing Body Rules 5.6 and 5.7, the following protocols for public comment apply:

 

•              Each person shall state his or her name and city of residence in an audible tone for the record.

•              All remarks shall be addressed to the Governing Body as a whole -- not to any individual member.

•              In order to provide additional time for as many individuals as possible to address the Governing Body, each individual signed up to speak will need to complete his or her comments within four minutes.

 

Per Governing Body Rule 5.7, the following behavior will not be tolerated from any speaker:

 

•              Uttering fighting words

•              Slander

•              Speeches invasive of the privacy of individuals (no mention of names) Unreasonably Loud Speech

•              Repetitious Speech or Debate

•              Speeches so disruptive of proceedings that the legislative process is substantially interrupted

 

Any speaker who engages in this type of behavior will be warned once by the presiding office (Mayor).  If the behavior continues, the speaker will be ordered to cease his or her behavior.  If the speaker persists in interfering with the ability of the Governing Body to carry out its function, he or she will be removed from the City Council Chambers or Zoom meeting room.

 

Thank you,

 

Megan Brunson

Administrative Officer, Special Events

mjbrunson@topeka.org

785-368-3940

 

“The preceding email message (including any attachments) contains information that may be confidential, protected by the attorney/client or other applicable privileges or that may constitute non-public information. This message is intended to be conveyed only to the designated recipient(s). If you are not listed as a recipient of this message, please notify the sender immediately by replying to this message and then delete it from your system. Use, dissemination, distribution, or reproduction of this message by unintended recipients is not authorized and may be unlawful.”

Uploaded Image

 

From: Henry McClure <mcre13@gmail.com>
Sent: Tuesday, November 10, 2026 2:16 PM
To: City Clerk <cclerk@topeka.org>; MCRE Media <mcre1.9999@blogger.com>
Subject: public comment

 

Notice: -----This message was sent by an external sender-----

 

Agenda Item 5.A – Ardmore Walk Addition No. 1 RHID (Step I) is the initial statutory step under the Kansas Reinvestment Housing Incentive District Act for a 42-home single-family subdivision.

 

I want to speak on the above issue

 

And

 

At the end of the meeting 

 

H

 

Henry McClure 

Time Kills Deals 

762-291-2765 

 

444

public comment

Agenda Item 5.A – Ardmore Walk Addition No. 1 RHID (Step I) is the initial statutory step under the Kansas Reinvestment Housing Incentive District Act for a 42-home single-family subdivision.

I want to speak on the above issue

And

At the end of the meeting 

H

Henry McClure 
Time Kills Deals 
762-291-2765 

444

RE: 1998.

Good afternoon,

Thank you for your message.  This message serves as confirmation that your email has been received by the council members. 

 

Tara Jefferies

Sr. Executive Assistant to the City Council

City of Topeka

215 SE 7th St, Room 211D

Topeka, KS 66603

785-368-3710

 

The preceding email message, including any attachments, contains information that may be confidential, protected by the attorney/client or other applicable privileges or that may constitute as non-public information. This message is intended to be conveyed only to the designated recipient(s). If you are not listed as a recipient of this message, please notify the sender immediately by replying to this message and then delete it from your system. Use, dissemination, distribution, or reproduction of this message by unintended recipients is not authorized and may be unlawful. 

 

Uploaded Image


 

 

 

 

 

 

From: Henry McClure <mcre13@gmail.com>
Sent: Tuesday, November 10, 2026 1:22 PM
To: Governing Body <governingbody@topeka.org>; City Clerk <cclerk@topeka.org>; MCRE Media <mcre1.9999@blogger.com>
Subject: 1998.

 

Notice: -----This message was sent by an external sender-----

 

 

The Kansas Rural Housing Incentive District Act (K.S.A. 12-5241 et seq.) was enacted in 1998 (1998 Session Laws Chapter 66, approved April 8, 1998). It took effect July 1 of that year. Its stated purpose was to encourage the development and renovation of housing in rural cities and counties by letting them finance public infrastructure (streets, utilities, site prep, etc.) that supports housing in places with a documented shortage of quality housing. It was designed as a targeted tax-increment tool for rural Kansas, where pure market conditions often would not produce new homes.

Was it successful over time?

It had a slow start and has been a useful but incomplete tool—not a transformative fix for rural housing or population trends.

  • Early years (late 1990s–mid-2000s): Relatively dormant. Use was limited and concentrated in southwest Kansas. One early notable application around 2007–2008 involved anticipated housing demand from a military base (soldiers finishing service and their families).
  • Growth phase (late 2000s onward): Interest rose as rural shortages, the “appraisal gap” (construction costs vs. what rural buyers can pay or appraisals support), and workforce needs became clearer. By the early 2020s, dozens of local governments had established districts; one Department of Commerce official described roughly 30 local units of government with over 80 RHIDs.

 

  • Local examples of impact:

 

    • Dodge City: 12 developed districts and more than 300 units by around 2019.
    • Emporia: Multiple subdivision projects (e.g., Hidden Vistas, Riverside, Pleasant Point) plus early upper-story downtown housing after later expansions.
    • Garden City: Officials have described RHID as the primary tool driving most local housing growth over the past decade (though overall production still lags projected need; roughly 1,200 units in the development queue at one point).
    • Hays (Tallgrass Addition) and other communities (Concordia, Newton, Pittsburg, etc.) have used it for infrastructure-supported subdivisions and some downtown conversions, generating local economic activity (construction jobs, sales tax, later full property-tax recovery).

The Legislature repeatedly expanded it because it was seen as worthwhile: population thresholds were raised, the capture period went from 15 to 25 years, upper-story housing in downtowns was added (around 2021), and in 2023 (SB 17) it was renamed the Reinvestment Housing Incentive District Act and broadened further (including to larger cities under unit caps). Topeka itself was specially included earlier via 2022 legislation.

 

Bottom line: RHID has enabled concrete housing projects and infrastructure financing in many rural Kansas communities that would otherwise have faced bigger barriers. It has not reversed broader rural depopulation trends or closed statewide housing shortages on its own—those continue for reasons including builder/labor capacity, costs, and market conditions. It works best as one tool alongside others (Moderate Income Housing grants, tax credits, etc.).

 

Rural housing needs remain significant, which is why the program keeps being adjusted and why places like Topeka sought access to it.

**Opportunity Funding LLC: Helping Kansas Communities Turn Shared Visions Into Funded Reality**

In communities across Kansas and the region, progress often stalls not from a lack of ideas, but from a lack of alignment and resources. Opp...