Thursday, September 4, 2025

$95 K

Summary of the Topeka Citywide Housing Market Study and Strategy (July 2020)

The "Topeka Citywide Housing Market Study and Strategy" is a detailed 151-page analysis prepared by Development Strategies for the City of Topeka. This study was designed to support the Affordable Housing Review Committee and align with the Momentum 2022 community development initiative. It evaluates housing conditions for residents across all income levels, drawing on demographic data, market research, feasibility studies, and feedback from more than 100 local stakeholders. The report addresses the current and future housing supply, identifies gaps in housing options, highlights challenges to diversification, and recommends the necessary tools and organizations to meet community needs. Organized into chapters covering the introduction, housing trends, neighborhood context, market analysis, defined needs, strategies, and implementation, the study emphasizes issues such as aging housing, vacancies, affordability barriers, and the lasting effects of historical redlining.

Key Findings

·       Supply and Demand Imbalances: While Topeka has a sufficient number of housing units, about 11% (nearly 6,000) are vacant, and over 40% of homes were built before 1960, requiring significant investment. Over the next 20 years, Topeka will need approximately 14,400 additional units, including 4,000 affordable, 3,650 workforce, 4,500 market-rate, and 2,250 senior units.

·       Affordability Challenges: Thirty percent of Topeka households spend more than 30% of their income on housing, and 13% are severely burdened, paying more than half their income. The average rent for a two-bedroom apartment is $788, plus $200 for utilities, which is unaffordable for a third of households. More than half (52%) of African-American households are cost-burdened, and minorities often live in lower-quality homes.

·       Market Gaps: There is a shortage of moderately priced homes for sale ($120,000–$225,000) and few diverse housing options like duplexes or townhomes—just 20% of recent permits, compared to 40% in similar cities. Homelessness rates in Topeka are 35% higher than the national average, with 441 individuals counted in 2019, and the city ranks 58th nationally for eviction rates.

·       Demographic Pressures: The senior population is expected to increase by 24% in five years, creating a need for more low-maintenance housing. Entry-level jobs pay $9–$12 per hour, below the $16 per hour required for basic affordability. Residents earning more than $45,000 often move outside the city due to a lack of upscale housing options.

·       Neighborhood Vulnerabilities: Core neighborhoods such as Central Topeka experience high vacancy rates (up to 21%) and persistent equity issues, especially for minorities and individuals with special needs (8% have ambulatory disabilities).

Defined Housing Needs (Next 20 Years)

Category

Total Units Needed

Details

Affordable (≤60% AMI)

4,000

70% rentals; focus on units under $700/month

Workforce ($33,000–$66,000 income)

3,650

2,000 for-sale, 1,650 rentals

Market-Rate

4,500

3,100 for-sale, 1,400 rentals

Senior

2,250

1,500 affordable, 400 market-rate, 200 independent living, 150 assisted

Homeless/Special Needs

Varies

Increase transitional beds; ensure accessibility (no current requirements)

Strategies and Recommendations

The report presents six primary strategies and 27 specific tactics, grouped under the themes of quality, reinvestment, resources, opportunity, access, and options:

·       Improve Quality (S1): Strengthen weatherization and home repair programs, introduce landlord licensing, and enhance code enforcement.

·       Address Vacancies (S2): Create land banks, register vacant properties, and use demolition only as a last resort.

·       Enhance Stability and Homeownership (S3): Assist low- and moderate-income buyers and prevent evictions or displacement.

·       Diversify Housing Types (S4): Support infill development and encourage multifamily or duplex projects near major employers.

·       Expand Affordable Housing Production (S5): Provide policy support and subsidies to promote economic mobility.

·       Increase Resources (S6): Build partnerships and incrementally fund the Affordable Housing Trust Fund, aiming for $53 million per year (current city budget is $7 million annually).

Implementation should be incremental, with pilot programs, community partnerships (including CDCs), and funding from sources such as LIHTC, HOME funds, and philanthropic contributions. The total recommended annual investment is $53 million over the next decade, including $314 million in targeted investments, such as $121 million in Central Topeka.

City Costs

The city spent about $95,000 to commission and produce the housing market study. Beyond this, Topeka currently allocates nearly $7 million per year for housing programs, with a recommendation to increase this to $53 million annually to meet future needs.



--
Henry McClure 
Time kills deals
785-383-9994

www.henrymcclure.live

$95K

Summary of the Topeka Citywide Housing Market Study and Strategy (July 2020)

The "Topeka Citywide Housing Market Study and Strategy" is a detailed 151-page analysis prepared by Development Strategies for the City of Topeka. This study was designed to support the Affordable Housing Review Committee and align with the Momentum 2022 community development initiative. It evaluates housing conditions for residents across all income levels, drawing on demographic data, market research, feasibility studies, and feedback from more than 100 local stakeholders. The report addresses the current and future housing supply, identifies gaps in housing options, highlights challenges to diversification, and recommends the necessary tools and organizations to meet community needs. Organized into chapters covering the introduction, housing trends, neighborhood context, market analysis, defined needs, strategies, and implementation, the study emphasizes issues such as aging housing, vacancies, affordability barriers, and the lasting effects of historical redlining.

Key Findings

·       Supply and Demand Imbalances: While Topeka has a sufficient number of housing units, about 11% (nearly 6,000) are vacant, and over 40% of homes were built before 1960, requiring significant investment. Over the next 20 years, Topeka will need approximately 14,400 additional units, including 4,000 affordable, 3,650 workforce, 4,500 market-rate, and 2,250 senior units.

·       Affordability Challenges: Thirty percent of Topeka households spend more than 30% of their income on housing, and 13% are severely burdened, paying more than half their income. The average rent for a two-bedroom apartment is $788, plus $200 for utilities, which is unaffordable for a third of households. More than half (52%) of African-American households are cost-burdened, and minorities often live in lower-quality homes.

·       Market Gaps: There is a shortage of moderately priced homes for sale ($120,000–$225,000) and few diverse housing options like duplexes or townhomes—just 20% of recent permits, compared to 40% in similar cities. Homelessness rates in Topeka are 35% higher than the national average, with 441 individuals counted in 2019, and the city ranks 58th nationally for eviction rates.

·       Demographic Pressures: The senior population is expected to increase by 24% in five years, creating a need for more low-maintenance housing. Entry-level jobs pay $9–$12 per hour, below the $16 per hour required for basic affordability. Residents earning more than $45,000 often move outside the city due to a lack of upscale housing options.

·       Neighborhood Vulnerabilities: Core neighborhoods such as Central Topeka experience high vacancy rates (up to 21%) and persistent equity issues, especially for minorities and individuals with special needs (8% have ambulatory disabilities).

Defined Housing Needs (Next 20 Years)

Category

Total Units Needed

Details

Affordable (≤60% AMI)

4,000

70% rentals; focus on units under $700/month

Workforce ($33,000–$66,000 income)

3,650

2,000 for-sale, 1,650 rentals

Market-Rate

4,500

3,100 for-sale, 1,400 rentals

Senior

2,250

1,500 affordable, 400 market-rate, 200 independent living, 150 assisted

Homeless/Special Needs

Varies

Increase transitional beds; ensure accessibility (no current requirements)

Strategies and Recommendations

The report presents six primary strategies and 27 specific tactics, grouped under the themes of quality, reinvestment, resources, opportunity, access, and options:

·       Improve Quality (S1): Strengthen weatherization and home repair programs, introduce landlord licensing, and enhance code enforcement.

·       Address Vacancies (S2): Create land banks, register vacant properties, and use demolition only as a last resort.

·       Enhance Stability and Homeownership (S3): Assist low- and moderate-income buyers and prevent evictions or displacement.

·       Diversify Housing Types (S4): Support infill development and encourage multifamily or duplex projects near major employers.

·       Expand Affordable Housing Production (S5): Provide policy support and subsidies to promote economic mobility.

·       Increase Resources (S6): Build partnerships and incrementally fund the Affordable Housing Trust Fund, aiming for $53 million per year (current city budget is $7 million annually).

Implementation should be incremental, with pilot programs, community partnerships (including CDCs), and funding from sources such as LIHTC, HOME funds, and philanthropic contributions. The total recommended annual investment is $53 million over the next decade, including $314 million in targeted investments, such as $121 million in Central Topeka.

City Costs

The city spent about $95,000 to commission and produce the housing market study. Beyond this, Topeka currently allocates nearly $7 million per year for housing programs, with a recommendation to increase this to $53 million annually to meet future needs.



--
Henry McClure 
Time kills deals
785-383-9994

www.henrymcclure.live

mayor


--
Henry McClure 
Time kills deals
785-383-9994

www.henrymcclure.live

Fwd: Join Us to Support Youth Entrepreneurship at the TIBA Golf Scramble! 🏌️‍♂️



Henry McClure  
785.383.9994
sent from mobile 📱
time kills deals

---------- Forwarded message ---------
From: Jennifer Kirmse <jkirmse@bankoncnb.com>
Date: Thu, Sep 4, 2025, 1:04 PM
Subject: Join Us to Support Youth Entrepreneurship at the TIBA Golf Scramble! 🏌️‍♂️
To: mcre13@gmail.com <mcre13@gmail.com>


Dear Henry,

We're excited to invite you to be part of the Topeka Independent Business Association's Annual Golf Scramble, happening Friday, September 19th at Cypress Ridge Golf Course! Shotgun start at noon, and lunch is provided along with two drink tickets.

This fun-filled event isn't just about golf—it's about supporting the next generation of entrepreneurs. All proceeds from the tournament will benefit EMPOWERED, the Youth Entrepreneurship Program at Topeka High. This marks our third year partnering with them, and we couldn't be prouder of the impact this program is having on our community.

We're currently seeking:

  • Event Sponsors
  • Donated items for prize giveaways
  • Teams of 4 golfers ready to compete and have a great time!

Whether you're interested in promoting your business through sponsorship, donating a prize, or hitting the greens with us, your involvement makes a difference.

🎯 Ready to get involved?
Reply to this email or contact us at
jkirmse@bankoncnb.com to reserve your spot, submit donations, or discuss sponsorship opportunities.

If you're ready to register you can CLICK HERE TO REGISTER. Let's make this year's scramble the best one yet—have fun, make connections, and support a great cause!

Thank you for your continued support,

 

Jennifer Kirmse

AVP, Commercial Lender

3031 SW Wanamaker Rd

Direct Line: 785-228-5146

Cell: 785-969-5600

www.bankoncnb.com

Seneca - Topeka - Basehor - Sabetha - Tonganoxie - Overland Park

 

The information transmitted is intended only for the person or entity to which it is addressed and may contain confidential or privileged material. Any review, distribution, or other unauthorized use of the information by persons or entities other than the intended recipient is prohibited. If you received this communication in error, please contact the sender and delete the material from any computer. The transmission of this message and/or any attachment does not constitute waiver of any applicable legal privilege.

 

Good morning

The acids in coffee can cause or worsen various digestive and physical issues, particularly for individuals with sensitivity to acidic foods or caffeine. [1, 2]  
Digestive and gastrointestinal problems 

• Heartburn and acid reflux (GERD): The acidity of coffee, combined with its caffeine content, can relax the lower esophageal sphincter (LES). This allows stomach acid to flow back up into the esophagus, causing the burning sensation known as heartburn. While not all studies show a direct link, many people report a worsening of symptoms after drinking coffee. 
• Irritation of the stomach lining (gastritis): For people with a sensitive stomach, the combination of coffee's acids and caffeine can irritate or inflame the stomach lining. This can aggravate existing conditions and lead to symptoms like abdominal pain, indigestion, or an upset stomach. 
• Stomach ulcers: While coffee does not cause stomach ulcers, it increases the production of stomach acid, which can make ulcer symptoms worse. 
• Irritable Bowel Syndrome (IBS): The acidity of coffee and its stimulating effect on the digestive tract can worsen symptoms of IBS, such as cramping, bloating, and diarrhea. 
• Increased bowel activity: The acids in coffee stimulate the production of certain hormones that cause involuntary muscle contractions in the digestive tract, leading to a laxative effect. [3, 4, 5, 6, 7, 8, 9]  

Other negative effects 

• Dental concerns: The acidic pH of coffee can negatively impact dental health. The acidity can weaken tooth enamel, leading to staining and decay over time. 
• Anxiety and jitteriness: While primarily a side effect of caffeine, the rapid absorption of coffee when consumed on an empty stomach can intensify caffeine's effects. This can make sensitive individuals feel anxious, jittery, or irritable. 
• Bitterness and astringency: The breakdown of chlorogenic acids into quinic acid, especially during dark roasting or if the coffee is over-extracted, can create an unpleasant, bitter, or sour taste. [2, 4, 8, 10, 11]  

Factors that influence negative effects 
The severity of these negative effects can depend on several factors: 

• Type of bean: Robusta beans, which contain higher levels of both caffeine and potentially irritating quinic acid, can be harsher on the stomach than Arabica beans. 
• Roast level: Lighter roasts tend to be more acidic, while darker roasts contain more quinic acid, which can be irritating to sensitive stomachs. 
• Freshness and quality: Stale or low-quality beans can develop rancid oils that worsen digestive issues. 
• Brewing method: Cold brew is significantly less acidic than hot coffee and is often better tolerated by those with sensitivities. 
• Individual sensitivity: Some people are more sensitive to coffee's effects due to underlying conditions like GERD or IBS. [1, 2, 12, 13, 14]  

AI responses may include mistakes.

[1] https://www.bulletproof.com/coffee-articles/understanding-coffee-acidity-flavor-health-acidity-levels/[2] https://generalwarfieldscoffee.com/blogs/our-blog/low-acid-coffee-benefits[3] https://www.quora.com/Should-I-be-worried-about-acidic-coffee[4] https://cafely.com/blogs/info/how-acidic-is-coffee[5] https://allieddigestivehealth.com/can-coffee-cause-gastritis/[6] https://www.gastroconsa.com/can-coffee-cause-heartburn/[7] https://www.everydayhealth.com/digestive-health/coffee-abdominal-pain/[8] https://health.clevelandclinic.org/coffee-on-empty-stomach[9] https://www.tums.com/about-heartburn/causes/can-coffee-cause-heartburn/[10] https://accessdentalnj.com/the-impact-of-coffee-on-your-dental-health/[11] https://sanjaykalradentalclinic.com/how-does-coffee-affects-the-oral-cavity/[12] https://twistedgoatcoffee.com/blogs/coffee-101/how-to-make-coffee-less-acidic[13] https://berksbeans.com/berks-blog/f/why-coffee-causes-heartburn-gut-issues-%E2%80%93-and-how-to-prevent-it[14] https://parachutecoffee.com/blogs/coffee-general/coffee-make-me-nauseous


Henry McClure  
785.383.9994
sent from mobile 📱
time kills deals